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Why Blurring Business and Personal Finances is a Costly Mistake
Why should you care about keeping your business finances separate from your personal ones? Let’s dive into why this is so important.
Sapphire Bay Partners
2 days ago5 min read
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The Smart Doctor’s Guide to Tax Returns: Strategies for Maximum Savings and Refunds
This guide goes beyond the basics to uncover often-overlooked tax-saving opportunities tailored to medical professionals like you.
Sapphire Bay Partners
Mar 105 min read
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Trustee Showdown: Individual or Corporate – What’s Best for You?
Choosing between an individual or corporate trustee? Learn the key differences and why your decision matters for wealth protection.
Sapphire Bay Partners
Feb 263 min read
6 views

Are You at Risk? How DPNs Impact Company Directors
The ATO enforces tax compliance through Director Penalty Notices (DPNs), but many directors only become aware of them when it’s too late.
Sapphire Bay Partners
Jan 303 min read
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The Secret to Maximizing Your Tax Refund This Year
Take control this tax season and uncover hidden opportunities to boost your refund. Learn practical tips to maximize your deductions now.
Sapphire Bay Partners
Jan 93 min read
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Bucket Companies Explained: A Tax-Saving Strategy for Australian Businesses
This guide explains what bucket companies are, why they’re beneficial, and how they work.
Sapphire Bay Partners
Nov 29, 20243 min read
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5 Key Steps to Setting Up and Managing Your Self Managed Super Fund (SMSF)
So you are considering setting up a Self Managed Super Fund (SMSF)? Sounds great! Today, we explain what is required to establish a SMSF...
Sapphire Bay Partners
Apr 17, 20246 min read
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The commercial property strategy every business owner should consider using in their SMSF (and which many are missing out on!)
Many business owners and medical professionals are missing out on this commercial property strategy to invest in high quality assets,...
Sapphire Bay Partners
Feb 28, 20247 min read
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Commercial Property Ownership Structures - Which is right for you & mistakes to avoid
Choosing the right property ownership structures is one of the most important decisions you will make at the time you purchase your...
Sapphire Bay Partners
Oct 16, 202310 min read
44 views
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The Importance Of Revenue Diversification In Business
As a business owner, it is crucial that you are not reliant on one source of income, whether it be from one specific client (customer...
Sapphire Bay Partners
Oct 3, 20233 min read
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5 Strategies For Building Wealth As A Business Owner
As a business owner, you have a unique opportunity to build wealth and secure your financial future. However, with so many competing...
Sapphire Bay Partners
Sep 19, 20234 min read
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How the rich structure their business operations - Part 2: Moving to a Dual Company Structure
In prior articles we spoke about the advantages of running your business through a dual entity structure, specifically to protect your...
Sapphire Bay Partners
Sep 14, 20234 min read
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Why the Rich Hold their Businesses in Trusts - Easy to Follow Practical Examples
The Rich and Wealthy commonly hold their businesses in trusts to protect their privacy, defend their assets against creditors and to...
Sapphire Bay Partners
Sep 5, 20239 min read
53 views
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How the rich structure their business operations. Protecting your business assets
The rich don't risk their valuable business assets by owning them in the same company as their business operations. They use multiple...
Sapphire Bay Partners
Jul 17, 20234 min read
47 views
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How to Buy an Existing Business (8 Steps)
Having your own business is great. Building one from scratch can be hard, which is why some business owners opt to buy an existing...
Sapphire Bay Partners
Jul 11, 20238 min read
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Top 5 Tax Planning Strategies For Business Owners
Many businesses are focused on optimising and running their enterprise. And rightly so. However, they often overlook easy opportunities...
Sapphire Bay Partners
Jun 30, 20236 min read
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Best 5 tips to avoid inadvertently triggering the Division 7A rules
Welcome back to Sapphire Bay’s insights series into Division 7A – shareholder loans. This is the second instalment of the Division 7A...
Sapphire Bay Partners
Jun 20, 20236 min read
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Understanding Division 7A for Business Owners. A simple explanation of the Division 7A rules
Are you a business owner? If so, you need to understand the Division 7A rules to make sure you do not inadvertently trigger the rules and...
Sapphire Bay Partners
Jun 12, 20238 min read
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The Sapphire Bay Best Growth Opportunities Checklist For Businesses - Ideas to grow your business
Growing your business is one of the most important aspects to your continued success. Even if you are comfortable with your current...
Sapphire Bay Partners
Jun 6, 20238 min read
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The final sprint to the EOFY: best End of Financial Year growth ideas to end the year on a high
In today's feature article, we discuss the best End of Financial Year growth ideas and initiatives to end this financial year on a high!...
Sapphire Bay Partners
Jun 1, 20234 min read
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